Privacy Policy

Frontiera Benefits Inc.

Last Updated: February 9, 2026

Frontiera Benefits Inc. (“Frontiera Benefits,” “we,” “us,” or “our”) operates our website and related services (the “Service”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request information, or otherwise interact with us.

By using our Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Information We Collect

When you use our Service, we may collect personally identifiable information (“Personal Information”), including but not limited to:

  • Name
  • Email address
  • Telephone number
  • Mailing address
  • Information you provide through inquiry or quote forms
  • Insurance or benefits interests
  • Information necessary to assist with insurance quotes or enrollments

If you request health or life insurance services, you may voluntarily provide health-related or other sensitive information necessary to evaluate coverage options.

How We Use Your Information

We use your information to:

  • Respond to inquiries and service requests
  • Provide quotes, consultations, and enrollment assistance
  • Communicate regarding policies or benefits
  • Submit information to insurance carriers or underwriting partners
  • Improve our website and services
  • Comply with legal and regulatory obligations
  • Prevent fraud or unauthorized activity

We do not sell your Personal Information.

Health Information & HIPAA Notice

When assisting with health or life insurance products, we may receive or transmit health-related information that may be considered Protected Health Information (“PHI”) under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”).

While Frontiera Benefits Inc. is generally not a Covered Entity under HIPAA, we handle such information with care and apply safeguards consistent with HIPAA privacy and security standards.

We:

  • Use health information only for legitimate insurance and benefits purposes
  • Share PHI only with authorized insurance carriers, underwriting partners, or service providers as necessary
  • Implement administrative, technical, and physical safeguards
  • Limit access to authorized personnel only
  • Do not use or disclose health information for marketing without authorization

Please avoid submitting sensitive medical records through unsecured email or contact forms unless specifically requested.

Communications (Calls, Email, and Text Messages)

By submitting your contact information, you consent to receive communications from us regarding your inquiry or services via phone, email, or SMS. Message and data rates may apply. You may opt out at any time by replying STOP or contacting us.

Log Data and Analytics

We may automatically collect information such as IP address, browser type, pages visited, and time spent on pages to improve website functionality.

Cookies and Tracking Technologies

We use cookies to enhance your browsing experience and analyze website usage. You may disable cookies through your browser settings.

Sharing of Information

We may share information with trusted third parties such as insurance carriers, general agencies, underwriting partners, technology providers, and legal or compliance professionals. These parties are contractually obligated to protect your information. We do not sell or rent your Personal Information.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information, though no method of transmission or storage is completely secure.

Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices.

Children’s Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect information from children.

Compliance With Laws

We may disclose information when required by law or legal process.

California Privacy Rights (CCPA/CPRA)

California residents may request access, correction, or deletion of their information and may exercise additional privacy rights under California law. We do not sell or share personal information.

Data Retention

We retain information only as long as necessary to provide services and meet legal or regulatory requirements.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised date.

Contact Us

Frontiera Benefits Inc.

Email: jyerman@frontierabenefits.com

Phone: 916-768-8199