Built for businesses.
Designed for real life.

We help you provide the health, security, and retirement perks that turn a “job” into a lifelong career.

Health
Plans

Life Insurance and Annuities

Disablity
Insurance

Accidental Death and Disability

Vision and Dental Insurance

Long Term Care Insurance

Group Benefits

Building thriving teams in dynamic workplaces.

At Frontiera Benefits & Insurance Solutions, we live and work in Placer County. We focus on the trades and services that power our local economy. If you’re a local owner, we speak your language.

How can we work for you

Personalized Guidance: We take the time to understand your company’s goals, your employees’ needs, your personal situation, and your budget to find the best health benefits solutions that work for everyone.

Access to Multiple Carriers: We provide options from a variety of insurance carriers so you can compare coverage, costs, and networks in one place.

Expert Knowledge: Our licensed agents stay up to date on the latest health insurance laws, subsidies, and plan options.

Ongoing Support: We’re here beyond enrollment to help with claims, billing issues, plan changes, and renewal questions.

No Extra Cost: Working with Frontiera Benefits does not increase your plan costs—we’re compensated by the insurance carriers.

Learn more about each coverage

Health Plan

Comprehensive medical coverage that ensures your employees and their families have access to the quality care they need.

Life Insurance and Annuities

Your family depends on you. Life insurance and annuities make sure they always can.

Disability Insurance

Replaces a portion of an employee's paycheck while they recover from a temporary illness, injury, or such.

Accidental Death and Disability

A targeted safety net providing immediate financial support for families facing an unexpected life-altering accident.

Vision and Dental

Low-cost plans that cover regular eye exams, glasses, and dental cleanings.

Long Term Care

Pays for professional medical and personal care services of extended care.

Group Benefits

Reduce employer costs. Maximize employee value. Our Section 125, POP, and Cafeteria Plans let your team pay benefit premiums with pre-tax dollars.

Looking for something else?

Give us a shout anyway—we love a good challenge and are always happy to help a neighbor find the right fit.

The real value of a protected team:

Higher Morale

Your team can focus on their work knowing their health, family, and income are shielded from the "what-ifs" of life.

Clear Future

Employees gain a sense of dignity and long-term security, knowing they have a structured path toward a stable and comfortable retirement.

Quality of Life

Access to comprehensive care means your team stays healthier, feels more valued, and enjoys a better work-life balance outside of the office.

FREQUENTLY ASKED QUESTIONS

Protect Your Business by
Investing in Your People

How do I know which plan is right for me?

Consider monthly premium, deductible, out-of-pocket maximum, network coverage, and prescription needs. A broker can help you compare plans side by side.

How much does a group plan cost?

Costs vary based on plan type and employer contribution. Employers usually cover a portion of premiums, and employees pay the rest via payroll deductions.

What types of coverage are available?

Medical, dental, vision, prescription drug coverage, life insurance, long-term care, and disability insurance.

Can we start working with Frontiera Benefits mid-year, or do we have to wait until renewal?

You do not have to wait until the end of the year to start working with Frontiera Benefits. If you’d like us to represent your group health plan, your company can sign an Agent of Record (AOR) form at any time.

Rooted in Roseville. Serving the Greater Sacramento area.

Frontiera Benefits Inc. proudly serves individuals, families, and businesses throughout Roseville and the Greater Sacramento Area, including:

We also assist clients throughout Placer County, Sacramento County, Yolo County, and El Dorado County, and can serve clients virtually across California.

Show your team they're valued

Providing a comprehensive benefits package isn’t just about healthcare; it’s about proving that you
value their health, their families, and their futures as much as they value your business.